https://www.mercurynews.com/2019/12/09/high-salaries-access-to-financial-advice-make-bay-area-credit-card-debt-easier-to-pay-off-study/

If you have credit cards, you might also have credit card debt.

But if you live in the Bay Area, where salaries are higher and access to financial advice is more prevalent than elsewhere in the country, the chances are good that you might be able to pay off your credit card debt faster than many other Americans.